How to make $$$ (when you're TDBank):

  1. Persuade your customer they also need a savings account.
  2. Require savings account to have an automated monthly transfer in. If not, charge $$.
  3. Wait.
  4. Eventually all funds from customer's checking account will be transferred to savings account.
  5. Charge horrendous overdraft fees on checking account. $$$!
  6. Important: do NOT alert customer. Make sure their card continues to work for at least a few days while they're in negative, so they don't notice.
  7. Charge the overdraft fees daily, obviously.

Bonus points if you continue to charge overdraft fees after customer has realised and transferred money back into checking from savings*.

* Seriously what is happening? Is this forever now?

🏷 life money